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Key criteria & sectors

  • Commercial Mortgage lending between £500k - £3m
  • Loan to Value: Up to 70% (excluding fees) and 60% on Offices
  • Capital & Interest (DSCR): 125% (145% if >15 year term) Commercial Investment and 165% Commercial Owner Occupier
  • Part & Part: 125% C&I and 145% I/0
  • Interest Only: 145% Commercial Investment and 165% Commercial Owner Occupier

Sectors:

  • Industrial
  • Retail
  • Semi Commercial
  • Offices
  • Mixed use portfolio
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Commercial mortgages criteria guide

Subject to status. Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it.