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More for contractors
We want to give more to you and your contractor clients – more choice and more flexibility to access the mortgage they need.
Contractors in the UK are a pretty diverse bunch, from locum doctors to IT professionals and supply teachers, contractors work under many different structures and arrangements. This means their finances don’t always neatly fit into either a standard employed or self-employed underwriting approach. At Aldermore, we don’t believe this makes them unsuitable for a mortgage.
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For owner-occupied and individual buy to let applications. You can log in to our Residential Mortgages Broker Portal or register here.
Product and Criteria Guides
Specialists in adverse credit
- We'll consider your clients who have been on CCJs as long as they were recorded over 12 months ago.
- We allow up to a maximum of 2 missed loan payments in the past 2 years, as long as none have been missed during the last 3 months.
- We can consider your clients who are on debt management plans providing they have been satisfactorily maintained for 12 months or more.
- If your client has more significant credit blips, we still may be able to help, with level 3 mortgages up to 80% LTV.
Mortgages up to 95% loan to value
- Our mortgages are available up to 95% LTV across our level 1 range.
- Supporting those with small deposits and big dreams, first time buyers, the self-employed and home movers.
Useful links for mortgage brokers
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Calculators
Check whether your client could get a mortgage with us and how much they can potentially borrow.
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Product Switching
Fee and hassle free product switching.
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Packaging Guidance
Our underwriters will only review applications that are fully packaged to our minimum standards. Find out what you need to complete a deal as quickly as possible.
IF YOUR CLIENT FAILS TO KEEP UP PAYMENTS ON THEIR MORTGAGE THEIR PROPERTY MAY BE REPOSSESSED.