Personal Savings Accounts

FSCS Protected

Deposits are protected up to £85,000 per eligible person.
Rated "excellent"

Our personal savings customers rate us ‘excellent’ on Trustpilot.
Easy account opening

Apply online for a personal savings account in minutes.
Competitive returns

Consistently competitive interest rates.

Select a type of product (optional)

Personal savings fixed rate accounts
Personal savings easy access account
Personal savings fixed rate cash ISAs
Personal savings notice accounts
Personal savings double access account
Personal savings regular saver
Personal savings notice cash ISAs
Personal savings easy access cash ISA
Personal savings reward ISA

Interest rate (AER*)

4.75% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£25

Want to get into the habit of saving or are saving for a special occasion
Want to deposit a maximum of £300 per month
Need access to your savings with unlimited withdrawals

Read more & apply

Interest rate (AER*)

4.40% Up to one withdrawal

2.90% Two or more withdrawals

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£100

Want all of the interest tax free
Want to be able to transfer in other ISAs and add money up to the ISA allowance
Are unlikely to make more than one withdrawal a year. Your interest rate will reduce to 2.90% AER from your second withdrawal for the remainder of that anniversary year.

Read more & apply

Interest rate (AER*)

4.15% Up to two withdrawals

2.90% Three or more withdrawals

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£100

Want all of the interest tax free
Want to be able to transfer in other ISAs and add money up to the ISA allowance
Are unlikely to make more than two withdrawals each year. Your interest rate will reduce to 2.90% AER from your third withdrawal for the remainder of that anniversary year.

Read more & apply

Interest rate (AER*)

4.20% Up to two withdrawals

1.50% Three or more withdrawals

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

Don't want to lock your money away
Want to be able to add money whenever you like
Are likely to need to make two or less withdrawals each year. Your interest rate will reduce to 1.50% AER* from your third withdrawal for the remainder of that anniversary year.

Read more & apply

Interest rate (AER*)

3.55% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£100

Don't want to lock your money away
Want to be able to add and withdraw money whenever you like
Want a competitive variable interest rate

Read more & apply

Interest rate (AER*)

3.60% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

30 days' notice

Might need access to your money, but won’t need it instantly
Want to be able to deposit money whenever you like
Are willing to give notice to achieve a higher variable interest rate

Read more & apply

Interest rate (AER*)

4.20% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

45 days' notice

Might need access to your money, but won’t need it instantly
Want to be able to deposit money whenever you like
Are willing to give notice to achieve a higher variable interest rate

Read more & apply

Interest rate (AER*)

4.15% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

9 months

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.16% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

1 Year

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.07% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

18 months

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.06% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

2 years

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

3.95% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

3 years

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.00% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

4 years

Want a guaranteed interest rate for the term
Have a lump sum to deposit and won’t want to add money further down the line
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.07% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

5 years

Have a lump sum to deposit and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Won’t need to make withdrawals during the term

Read more & apply

Interest rate (AER*)

4.20% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

1 year

Want all of the interest tax free
Have a lump sum to deposit or transfer and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Accept that there will be a deduction of interest if you need access to your money during the term

Read more & apply

Interest rate (AER*)

4.13% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

2 years

Want all of the interest tax free
Have a lump sum to deposit or transfer and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Accept that there will be a deduction of interest if you need access to your money during the term

Read more & apply

Interest rate (AER*)

4.05% Fixed

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

3 years

Want all of the interest tax free
Have a lump sum to deposit or transfer and won’t want to add money further down the line
Want a guaranteed interest rate for the term
Accept that there will be a deduction of interest if you need access to your money during the term

Read more & apply

Interest rate (AER*)

3.55% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

30 days' notice

Want all of the interest tax free
Want to be able to transfer in other ISAs and add money up to the ISA allowance
Might need access to your money, but won’t need it instantly

Read more & apply

Interest rate (AER*)

3.65% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

60 days' notice

Want all of the interest tax free
Want to be able to transfer in other ISAs and add money up to the ISA allowance
Might need access to your money, but won’t need it instantly

Read more & apply

Interest rate (AER*)

3.55% Variable

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

£1,000

Want all of the interest tax free
Want to be able to transfer in other ISAs and add money up to the ISA allowance
Don't want to lock your money away

Read more & apply

Keeping your money safe

We’ll do everything we can to keep you safe and secure when you bank with Aldermore. Here are just some of the ways that we protect you:

We’ll only return funds to your nominated UK bank or building society account
We’ll give you a unique Customer ID and you’ll need this, along with your password and the memorable details that you give us, to log in to your account
Each time you log in, we’ll display the date and time you last logged into your account
We’ll never write to you or call you to ask you to provide your password
We’ve joined forces with Take Five, which aims to offer advice to help everyone protect themselves from fraud

An explanation of savings terms

Here’s a handy glossary to help explain the various savings acronyms and terms:

AER is an acronym for Annual Equivalent Rate. This is an indication of the percentage of interest received from savings in a year.
Variable interest means that the savings interest rate can increase/decrease throughout the year.
Tax-free means that the interest earned will not be subjected to income tax.
Interest rate, in the context of savings, is the amount a bank pays to savers in exchange for saving.
ISA is an acronym for Individual Savings Account.

View more savings articles

FSCS Protected

Rated "excellent"

Easy account opening

Competitive returns