Quick links

 

 

If you're a new customer looking for a mortgage, please contact your broker. They'll be able to discuss your personal circumstances to help you find the right mortgage. You can find a mortgage broker by searching online or by asking friends and family for personal recommendations.

 

  • Buy to let mortgages for limited companies

    We will lend to most types of limited companies, including Special Purpose Vehicles and trading companies.

  • Multiple properties on one application

    Combine up to 30 properties - that means one LTV, one stress rate and one Direct Debit.

  • Human customer support

    Dedicated Landlord Partnership team

    We support our portfolio landlords every step of the way with a team of regional Landlord Specialists across the country.

  • Looking to grow your buy to let portfolio

    We can help maximise your borrowing from rental income to help build your property portfolio.

Couple sitting outside new home

More for buy to let landlords

Ever find yourself penalised by high street lenders for being a portfolio buy to let landlord? We do things differently. We see your property portfolio as a positive.  

Whether you're an established landlord, or you're actively looking to grow your buy to let portfolio, we can help you do more. 

We'll help maximise borrowing from rental income to help you build your property portfolio. We can support you with releasing equity to re-invest in new properties and we lend on a range of property types, including HMOs. 

Together, we make more possible, one mortgage at a time. 

View our buy to let mortgages for limited companies
Happy landlord

Multiple properties on one application

We know it can be difficult and time consuming managing a large buy to let property portfolio, that's why we've made life easier.

Combine up to 30 properties on one application, meaning one affordability stress test across the whole portfolio, one review date on product maturity, one set of documents, one monthly payment and a single direct debit.

Our Landlord Partnership team

Our Landlord Partnership team provides a tailored service for landlords with 8+ Aldermore properties, or over £1m in lending. You’ll get your own dedicated landlord specialist, skilled in helping you manage and grow your portfolio, conduct annual portfolio reviews to uncover opportunities for growth, and find ways to help you expand and optimise your investments. 

For existing landlords with 8+ properties with Aldermore who’d like to find out more, please view our regional map for contact details. 

Partner with us

Buy to let mortgage FAQs

There aren't any limits to how many buy to let mortgages someone can have. However, mainstream lenders may limit how much they are willing to lend to you, and they may set background portfolio limits in order to minimise their risk exposure. 

At Aldermore, we take a different approach. Landlords can hold a portfolio up to £5m with us, with multiple properties on one account and no limits on their background portfolio.

We'll help maximise borrowing from rental income to help you build your property portfolio. We can support you with releasing equity to re-invest in new properties and we build rental growth into our buy to let calculator, which means we can lend more based on anticipated future rental growth. We're always looking for ways to say "yes".

A buy to let mortgage is a mortgage for people who purchase a property as an investment, which they intend to rent out rather than live in themselves.

This is different to a standard residential mortgage, which is for people who buy a property that they want to live in; also known as an owner occupied mortgage. 

Buy to let mortgages are often provided on an interest only basis, meaning your monthly payments will only pay off the interest on your loan and not contribute towards capital repayments. 

At Aldermore we offer both interest only and capital repayment buy to let mortgage options. 

We lend to all landlords, from those with one property to bigger landlords who operate under a limited company structure, and portfolio landlords. 

You may also be interested in

Browse related articles

View more articles for landlords

Subject to status. If you fail to keep up with payments on your mortgage a ‘receiver of rent’ may be appointed and/or your rental property may be repossessed.